Things needed to apply for a personal loan

Lets look at a typical loan together, ok. Lets say you needed 750 in cash today. Our team would make sure you had that money in your account immediately after it was processed, usually the same day and sometimes even the same hour. Once you get your cash loan, you can repay over a flexible 3 to 6 month period.

If for example you had borrowed 750 cash, you would pay us back in 10 installments of 120. For the purposes of this example we applied a 380 application fee that would be paid to the agent or broker. Again though, it is ultimately up to the official agent or broker to determine the fees that are applied to each file independent of the interest fees charged by the lender.

What Happens if I Default Payment. There are two scenarios where a payment can be considered defaulted. The first scenario is where your pre-authorized payment bounces.

Things needed to apply for a personal loan

Not all the lenders in our network can provide up to 1,000. The limits and regulations vary from state to state. We remind that short-term loans are not a long term financial solution. To help government fight identity theft, the funding of terrorism and money laundering activities, and to help attempt to verify a customerвЂs identity, Lenders may obtain, verify, and record information that identifies the customer.

APR Disclosure. The APR associated with your loan stands for the annual percentage rate, or the amount of interest you will be expected to pay in relation to the length of your loan term. Most of the time, the APR for short term loans ranges from 260. 71 to 1825. 00, though this can vary somewhat. Although the APR associated with short term loans is higher than that associated with other forms of credit, it is still considerably less than the charges associated with overdrafts and nonsufficient funds.

Things needed to apply for a personal loan

Important Disclosures. Please Read Carefully. This service is not available in all states. If you request a loan in a particular state where such loans are prohibited, or in a location where icashloans. com does not have an available lender, you will not be connected to a lender. In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps.

Things needed to apply for a personal loan